Ever since learning about Kiva in 2017, I knew I wanted to participate. I loved the idea of helping to provide zero-interest loans to people who were trying to build a better future for themselves and their communities.

After a few years of using Kiva, I wanted to double down on my efforts and maximize my impact. I became more selective in what loans I would fund with the limited money I had. I started to align my lending with the principles outlined in Maslow's Hierarchy of Needs, which theorizes that the path to self-actualization as a human being requires satisfying layers of psychological and physiological needs - with basic needs like water, food, shelter, and good health being the foundation of all human needs.

With that framework for directing my lending on Kiva, I decided that I could maximize my impact even further by creating a Kiva Team, sharing my efforts with the world, and hopefully inspiring more people to help provide funding for Water and Sanitation investments on Kiva. That is why I created WorldWaterAccess.org and started World Water Access Fund as a Kiva Team in 2021.

I hope you will join me in supporting global access to critical water resources and services by joining the Kiva Team. One of my goals for the future is to formally establish World Water Access Fund as a 501(c)(3) non-profit organization and begin accepting tax-deductible donations, allowing others to generously add to the total funds being administered directly by WWAF through Kiva.

For now, we will continue to make an impact solely by providing zero-interest loans on Kiva in the Water and Sanitation category. In the future, however, I hope to provide grants and various kinds of assistance to organizations who are on the ground directly making an impact in the communities with the most need.